Medi-Cal is the primary source of medical insurance coverage for more than thirteen million California residents. Or, viewed another way, a third of the Golden State’s population. Low-income families rely on Medi-Cal for access to healthcare services. Also, seniors, people with disabilities, and expectant mothers can often qualify for this insurance coverage as well. The following article is a general overview of Medi-Cal benefits and eligibility.
There are certain factors that determine whether or not you qualify for Medi-Cal benefits. For instance, there are financial parameters to consider that are based on your income and family size.
You may also qualify for Medi-Cal benefits if you are:
- A senior citizen
- Under the age of 21
- In a skilled nursing home or intermediate care home
- The parent or guardian of an eligible child
- Claiming refugee status
- In need of the (Breast and Cervical Cancer Treatment Program)
Additionally, if you’re currently enrolled in any of the following programs, you’re also eligible for Medi-Cal benefits:
- CalWorks (AFDC)
- Refugee Assistance
- Foster Care or Adoption Assistance Program
Overview of Medi-Cal Benefits
Medi-Cal can be used to access essential healthcare services that would otherwise be unavailable to an individual. This can include things like prescription drug coverage, emergency services, including hospitalization, laboratory tests, and preventative care. If you have a chronic condition that requires careful monitoring, then Medi-Cal benefits can help mitigate the costly nature of managing such conditions. There are a wide range of services made available through Med-Cal. For instance, mental health and substance abuse services, and physical and occupational therapy. And finally, Medi-Cal benefits also provide access to prenatal and newborn care, as well as pediatric services that include oral and vision care that covers important things like regular teeth cleanings. You can use your medical card in case of an emergency, too, or if you’re involved in an accident.
Are Medi-Cal Benefits Right For You?
If you’re a senior, you may qualify for Medi-Cal benefits. The advantage of this is that it covers some services that aren’t included under Medicare, such as skilled-nursing-facility benefits and other important elderly needs. Learn more today by calling Lewman Law at (925) 447-1250, or learn more by clicking here.